I went to buy a car a few weeks ago and learned that I was not approved for a loan. This was a shock because my credit score had always been good. The first thing I did when I got home was look up my credit score. I scanned all the documents and found items that were unfamiliar to me. I think that someone may have taken my identity and ruined my credit. I don’t know what to do or who to call. Now that I know something has went wrong, should I seek legal help for my credit score?